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Insurance | Risk Management | Benefits

SAGE O&P Insurance Group

O&P Client Premium Savings


(As of December 31, 2021)

Our Goal WAS to reach $100,000 in savings for the O&P Community. We acheived this for our clients and invite you to join in on the savings! Lets keep it going!


Important Program Features
CyberLiability Affects You

- "A" Rated Insurance Partners
- Aggregate Limits per Location
- Abuse & Molestation Coverage
- No Co-Insurance Penalty (Property Coverage)
- Actual Loss Sustained
Business Interruption

- Unintentional Failure to Disclose Hazard
- Additional Insureds Blanket Coverage

- Flexible payment options

- Wind/Hail Buy-Back Available

- EarthQuake Available

Be preparred in the event of a breach of your network or accidental release of private data.  With the right plan and controls in place SAGE can help you stay ready preparred. 


- Pre/Post Loss Risk Reviews
- Understanding Notification Laws
- Your Responsibility to Your Customers Data

- Identity Fraud Expense Coverage

- Federal/State Compliance






Real Results

In the O&P Insurance Program clients were able to reduce cost without sacrificing coverage. We present key findings to reduce cost, raise awareness, improve coverage and eliminate co-insurance penalties. 


Here are a few real clients:  


- TX O&P Mfg was able to save 22%


- NJ O&P Fitter enhanced coverage


- NJ O&P Mfg was able to save 20%


Ready to have a discussion? Contact Us


Real Results for the O&P Industry


Your independent, trusted avisor.  We are client focused and results driven. Our O&P Division was created with a vision to help the industry that helps others.  We provide our customers with options in the tough business and economic climate with Real Results.  


SAGE O&P is the logical choice when considering your insurance and risk management advisor.

The Old Way - Get your renewal in the mail. Now experience The SAGE O&P way and let us do the work. We will quickly examine your current program; provide options and recomendations.


The coverage you need at the most competitive cost. The only way you know is by receiving multiple proposals to consider.  Get the coverage you need by having a SAGE O&P Professional examine your current insurance program, understand your business and provide an Insurance assesment designed for you to include:


    - Commercial General liability               - Professional liability

    - Workers' Compensation                      - Network Security/ Privacy liability 

    - Business Auto liability                          - Crime & Fidelity / Fiduciary insurance

    - Commercial Property                           - Umbrella liability (for higher limits)

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